My husband received word not too long ago that his overtime hours at work will be drastically reduced in 2008. I know they say you can’t count on overtime pay when calculating your household budget, but when the hours have been there for more than 3 years, it’s hard not to start depending on that extra money. Needless to say, this is going to be a major blow to our finances, so we’re going to have to start cutting back wherever we can.
I’ve already looked into the usual ways of saving money. From this point forward, we’re going to spend less on entertainment, restaurants, clothes, cable, and our cell phones. That will get us much closer to where we need to be in terms of monthly spending, but I’d be a lot more comfortable if we had some extra breathing room. That’s why I’ve decided to look into refinancing my car.
A couple of my friends have talked about auto refinancing, so that’s how I knew it was a possibility. I started checking around on the Internet, and found a company called FinanceGenius that offers advice and tips about the various Bad Credit Car Refinance services out there.
FinanceGenius has very useful articles on their website that helped me understand exactly what would happen during the refinancing process. I learned some valuable information, including the fact that even refinancing for a nominal 1% difference could save big money over the life of my auto loan.
I spent some time looking around the rest of the FinanceGenius website and saw that they have the same types of insightful articles about how to save on mortgages, student loans, and insurance, as well as tips for improving bad credit. In other words, this is an excellent resource for people who are trying to get their household finances under control.
If you want to start the new year on solid financial ground, then I recommend visiting FinanceGenius.com today. I’m sure you’ll find the site as useful as I did!